insurance coverage

Parents of children with autism often say it's like being on a roller coaster 24 hours a day. And the ticket for the ride is jaw-droppingly expensive.

If last fall's devastating California wildfires weren't enough of a wake-up call, consider this: Nearly 60% of homes nationwide don't carry enough insurance coverage to be fully rebuilt.

On average those homes are underinsured by 21%. To give yourself a chance of being made whole, follow these steps before and after disaster strikes.